About Coinstancy
Coinstancy is an on-chain finance platform that packages decentralised finance yield into products a non-specialist can actually use. Rather than a trading-first exchange experience, the platform exposes savings, curated indices and staking, and handles the protocol plumbing underneath.
Products
- Stablecoin savings on USDC, with yield sourced from on-chain lending strategies selected by the team and interest accruing continuously
- Crypto baskets, thematic portfolios covering DeFi, RWA and Blue Chips, composed and rebalanced by the team
- Staking on selected assets, with rewards distributed automatically
How it works
Positions are deployed on established DeFi lending protocols such as Aave and Morpho, where liquidity remains continuously available. Funds are not locked: withdrawals can be requested at any time and settle within minutes. The stablecoin savings product is built on Polygon, which handles USDC settlement.
Custody and security
Assets sit on the same class of infrastructure used by institutional investors: Fireblocks custody with multi-signature approval, independent audits, and continuous monitoring of the protocols the strategies rely on.
Fees
The platform advertises no deposit, withdrawal or management fees, with the yield generated passed through to the user.
Who it is for
Retail and semi-professional holders who want exposure to on-chain yield without running their own wallets, bridges and protocol positions.