De Nederlandsche Bank is the central bank of the Netherlands and the country's prudential supervisor. Dutch financial supervision is split by objective rather than by sector: DNB handles prudential soundness for banks, insurers, pension funds, payment institutions and electronic money institutions, while the AFM handles market conduct. DNB also carries responsibility for financial stability, anti-money-laundering supervision under the Wwft, and participates in the Single Supervisory Mechanism.
What DNB publishes
- Regulations and policy rules issued under the Financial Supervision Act (Wft)
- Open Book Supervision, an unusually structured body of sector-by-sector supervisory guidance and Q&As
- Good practices and guidance documents on themes such as integrity risk, outsourcing and climate
- Supervisory statistics, sector data and public registers
- Financial stability reports, DNB Bulletins and analyses
- Enforcement measures and published sanctions
Why it matters for compliance teams
The Netherlands hosts one of Europe's largest pension sectors, and DNB is the authority defining what the pension reform means operationally for funds and their administrators. Its Open Book Supervision material is also worth knowing about structurally: it is organised by sector and by obligation, which makes it a clearer statement of expectations than most supervisors publish.
Seqlense DOC indexes DNB regulations and guidance in full text alongside AFM conduct material and the European standards behind both, so a Dutch institution can see prudential and conduct expectations together.