Dear Ms. McCurdy,
We confirm that the conditions imposed on Woronoco Savings Charitable Foundation (Foundation) by FDIC will lapse upon completion of the merger between Berkshire Hills Bancorp, Inc. and Woronoco Bancorp, Inc.
The commitments made by the Foundation to FDIC remain in effect until waived or modified by FDIC at its sole discretion.
FDIC waives the conditions imposed on the Foundation when Woronoco Savings Bank converted from a mutual savings bank to a stock form of organization in 1999.
Sincerely, Christopher J. Spoth
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